American Express Gift Card Cardholder Agreement

You can activate your card by calling 1-833-882-0224 24 hours a day 7 days a week. Your card can only be used when it is activated. Definitions: In this arbitration section, we hear from Amex Bank of Canada and its affiliates (including Amex Canada Inc.); and the term claim refers to any claim, dispute or controversy between you and us that arise from or in relation to your card, contract or relationship with us. The term claim also includes all claims, disputes or controversies arising from (a) the purchase and/or use of the card, (b) advertising, promotions or oral or written statements relating to the card, and (c) the benefits and services associated with your card. This arbitration section also applies to all claims you have regarding the applicability or validity of this section. (ii) Information you provide when you request a card or replacement card, register your card, or contact us with after-sales service issues such as name, address and phone number. The guidelines and procedures of the selected arbitration company apply to the extent that these guidelines and procedures are consistent with this arbitration agreement. To the extent that the rules or procedures of the arbitration company differ from the terms of this arbitration agreement, the terms of this arbitration agreement apply. Use your card. Your card may be used by U.S.

merchants who accept debit visa cards for the purchase of goods and services (including internet, postal and telephone orders), subject to restrictions in this agreement. If you make a purchase without providing your card (for example. B for Orders over the Internet, email or phone), this will have the same effect as if you had used the card yourself. If you don`t have enough money on your card, you can order the merchant to debit part of the purchase on the card and pay the balance by other means. These are called “splitting transactions” and some merchants do not allow them. Amendment of the Agreement/Communications: We have the right to amend this Agreement at any time and we will make changes that you accept it to be the information system by which you receive this information. We will generally communicate changes within 30 days of coming into force, unless changes are required to comply with existing legislation or to protect the security of our network or customers. You agree to accept the changes as a condition of maintenance or reuse of the card.

If you do not agree with the changes, you can terminate this contract by calling us at 1-800-505-6849. We may also suspend, cancel, add or modify all card-related features or benefits at any time and all relevant information. You can call 1-800-505-6849 to request a copy on paper. Conciliation agreement. You and us (defined below) agree that all disputes (defined below) should be resolved through arbitration. This conciliation agreement is governed by the Federal Arbitration Act, 9 U.S.C No. 1 and following, and the material law of the State of Minnesota (without the application of its rules of choice). What Schieds is.

Arbitration is a means of resolving a dispute between an independent third party. A “dispute” is any request or controversy between you and us. The concept of litigation must give its broadest meaning and includes, without limitation, all claims or claims (past, present or future, including events that occurred before your card application and if a card is made available to you, on the basis of a legal or fair theory (contract, illegal act or other) and regardless of the type of discharge requested (i.e. money, assistance or declaration). Litigation includes, for example and without restriction, all claims based on a federal or regional constitution, a law, regulation, regulation, regulation or common law, as well as any issues relating to validity and application

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